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Well it's February, the Seahawks made it to the SuperBowl and football season is over (unless you are a Jacksonville Jaguars fan - your season always ends in December).  You know what that means if you are from the south more



Provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) require the National Flood Insurance Plan (NFIP) to raise flood insurance rates for some older properties in high risk areas to reflect their true flood risk.  The affected properties are among those built before the community joined the NFIP and adopted its first Flood Insurance Rate Map (FIRM) as many of these properties do not meet current standards for construction or elevation and have been receiving subsidized rates.  In some cases, these subsidies are being eliminated.  For more information on BW-12, visit



Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office. You can also make a payment by selecting the Make A Payment link or selecting the link to your company's payment page. As an independent insurance agent we can offer the personal touch you would expect from your neighborhood insurance agent by phone, in person, or online. It's your choice.





‘I want to pass my thanks to you and your stellar team for the handling of my families insurance needs over the past many years. Whether home insurance, life insurance, renters insurance or whatever needs arose, your office came through with flying colors. If we had questions about rate changes or necessary insurance upgrades, your knowledgeable staff quickly helped us make the changes. Even as I and other family members began to migrate away from the comforts of Oak Harbor, your staff were able to answer our insurance questions and meet the needs of 7 family members.’

Joseph M | Pensacola, FL

‘Joanna was exceptionally helpful in re-evaluating our auto policy and saving us money. We are now paying almost $1,000 less per year with our new policy. Thank you!’

Melinda J | Burlington, WA

‘Lorriane has done an amazing job in providing for all my insurance needs. She finds the best policy to match my needs, gives great advice and the best possible price. I really appreciate the way she cares about her clients. In fact everyone in the office provides the kind of customer service we all want. That is the #1 reason I will always be with Tradewinds. Thank you.’

Becki B | Oak Harbor, WA

‘You are always willing to work through the best options for my individual needs. There is never any rush and I always feel like my best interests are at heart. My husband found Tradewinds and I have no reason to look further. Joanna has patiently and so efficiently helped me work through my insurance questions.’

Susan J | Port Townsend, WA

‘Everyone has always been helpful, knowledgeable and efficient. If they don’t know an answer to my question, they are honest about it, find the answer and get back to me the same day.’

Amy T | Mount Vernon, WA


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